Business Insurance

Do you operate a Business and need a broker who puts your needs first?

GJIC is dedicated to providing Professional Advice to SME owners and providing an Insurance solution to meet your specific needs.

We can obtain cover for small one-man business & tradies all the way through to large Corporations.

We will be with you every step of the way to make sure you have the right cover and understand your Business policy and if you have a claim we will assist you with the whole process.

Try us and you will see the difference with personalised service for every customer. We are here for you and your business.

GJIC offer Insurance & Risk Solutions for your SME, we can help you design a package that meets your risk profile and the financial protection you desire for your business.

Business Insurance packages can be tailored to meet your business needs, below is a list of typical covers available to most businesses.

Property Insurance Damage to buildings, contents & stock caused by fire, perils and accidental damage.

Business Interruption Protection for the loss of income in your business caused by an insured loss. (Income protection for the Business)

Theft & Burglary of business contents or stock, including theft in the open if required.

Money Theft of money whilst at Business Premises, in a safe, in transit and in a Private Residence.

Machinery Breakdown Damage to machinery caused by a breakdown. Refrigerated or frozen goods can also be covered against deterioration.

Employee Dishonesty Fraud or dishonesty by your employees.

Computers and Electronic Equipment Fire, theft, accidental damage, breakdown and business interruption cover for computers and electronic equipment.

Glass Breakage of internal/external glass as well as signs & signwriting.

General Property Cover for your business equipment away from the premises (on the job) Australia Wide or even World Wide.

Tax Audit Accounting costs incurred in relation to an audit conducted on your business by the ATO

Public & Products Liability Legal Liability to pay compensation for personal injury and/or property damage caused by your negligence.

Management Liability Cover for the Business Entity, Directors & Officers, Employment Practices, Statutory Liability

Professional Indemnity protection for wrongful advice provided to your client

Cyber Insurance protection for your Computers being hacked and for the compensation you are liable for to clients whose data was infringed.

Workers Compensation Cover for Injuries to workers (Compulsory insurance in all states and territories)

Motor Fleet Insurance for the Company Vehicles including Cars, 4WDs, Trucks, Mobile Plant etc.

Goods In Transit cover for the items you transport locally and or internationally against loss or damage.

Other areas we of Insurance can assist with include:-